To do so, we take a more personable approach. Where most banks are just going to look at the numbers, we want to hear your story, and get to know you. We understand that bad things can happen to good people, and that's why we're here to finance your future, not your past.
The ultimate goal of preferred credit is to help people establish or reestablish their credit. To do so we provide reliable transportation through short term auto financing. When you make your payments on time, we report to the credit bureau. This will greatly help improve both your credit score and credit standing, and put you in a better position next time you decide to finance a vehicle, or even if you decide to finance something larger, such as a house.
The PCC process is very simple:
1. Step one is to come on in, even if you've been declined for a car loan before, don't worry, this is what we specialize in.
2. Bring in your valid drivers license, your most recent check stubs, and a proof of residence (such as a phone bill, utility bill, cable bill, etc)
3. Finally, you need to bring your down-payment, this is important. With PCC we require a minimum $1000 down. With that down-payment, we have a window of cars we can show you. The larger the down-payment, the larger the window of cars that we can show you.
Are you going to get your dream car through PCC? Maybe, but likely not. What we're providing is reliable transportation. Remember, this is a process, and establishing or reestablishing your credit does not happen overnight.Â